Unifi Mutual Fund

About Unifi Mutual Fund

Unifi Mutual Fund is one of the newer entrants to the Indian mutual fund industry, run by the asset management arm of Unifi Capital, a firm previously known for managing portfolio management services (PMS) for high-net-worth investors before expanding into retail mutual funds.

Ownership and Heritage

Unifi Capital obtained its final mutual fund licence from SEBI and set out to launch its first fund in 2025, following the same PMS-to-mutual-fund expansion path taken by a number of other newer AMCs in this directory, such as Capitalmind and Abakkus. Before this expansion, Unifi Capital had already built a substantial PMS business managing money for sophisticated investors.

Fund Range and Approach

As a new entrant, Unifi Mutual Fund's scheme lineup is still being established following its 2025 SEBI licence. Its PMS heritage suggests an emphasis on active, research-driven equity investing, consistent with the firm's pre-mutual-fund business.

Who Should Consider Unifi Mutual Fund

Investors already familiar with Unifi Capital's PMS track record, and comfortable evaluating a brand-new mutual fund offering without an extended retail track record, may want to include its early schemes in their research.

A Note on New AMCs

Because Unifi Mutual Fund is only recently entering the retail mutual fund business, its schemes won't have the years of NAV history that older AMCs on this site can show. This is a natural feature of any new fund house rather than a red flag, but it does mean historical return figures will initially cover a much shorter period than an established AMC's track record.

Checking a Scheme's Risk-o-Meter

Every Indian mutual fund scheme is required to display a standardised risk-o-meter (ranging from "Low" to "Very High") on its factsheet, reflecting SEBI's categorisation rules for that specific fund type. Checking this alongside the scheme's exact category label - not just its name - is a quick way to confirm a fund actually matches the risk level you're comfortable with before investing, regardless of which AMC runs it.

Checking Total Expense Ratio Trends

SEBI requires every AMC to publish each scheme's total expense ratio (TER) regularly, and TERs can change over time as a scheme's assets under management grow (regulations generally allow a lower TER ceiling for larger schemes). It's worth checking a scheme's current TER directly on the AMC's factsheet rather than relying on a figure that may be a few months old, since even a small change compounds meaningfully over a long holding period.

Reading the Scheme Documents

Before investing in any specific scheme, it's worth reading its scheme information document (SID) and key information memorandum (KIM), both freely available on the AMC's own website - these spell out the exact investment mandate, risk factors, benchmark, and exit load in far more detail than any summary page, including this one, can provide.

Costs: Direct vs Regular Plans

Unifi schemes, once launched, will offer both Direct and Regular Plans per standard SEBI rules. Use the Expense Ratio Impact Calculator on this site to estimate the long-term difference between the two.

Investing With Unifi Mutual Fund

Any Unifi scheme tracked on this site shows live NAV, computed returns, and expense ratio, sourced from AMFI India and MFAPI - see the scheme list below.