Shriram Mutual Fund

About Shriram Mutual Fund

Shriram Mutual Fund is run by Shriram Asset Management, part of the Shriram Group, a diversified Indian financial services conglomerate historically known for its non-banking financial company (NBFC) businesses in vehicle and consumer finance, alongside insurance and other financial services.

Ownership and Heritage

Shriram Asset Management operates under the wider Shriram Group umbrella, giving the AMC a connection to a financial services group with a long-standing presence in retail and semi-urban lending across India, distinct from the bank-sponsored or foreign-joint-venture AMCs that dominate this directory.

Fund Range and Approach

Shriram Mutual Fund offers a scheme range across equity and other categories. As a relatively smaller AMC compared to the largest fund houses in this directory, its scheme lineup is more focused, which can make direct comparisons between its options more straightforward than at a very large AMC.

Who Should Consider Shriram Mutual Fund

Investors interested in an AMC backed by a group with deep roots in Indian retail and semi-urban lending, rather than a large private bank or international joint venture, may want to include Shriram Mutual Fund in a broader comparison of options.

Comparing Shriram Schemes With Other Fund Houses

When comparing a Shriram scheme against alternatives in the same category, check the historical CAGR across multiple periods, the expense ratio relative to category peers, and fund manager tenure - the standard due-diligence checklist that applies across any AMC in this directory, regardless of size or how well known its parent group is.

Checking a Scheme's Risk-o-Meter

Every Indian mutual fund scheme is required to display a standardised risk-o-meter (ranging from "Low" to "Very High") on its factsheet, reflecting SEBI's categorisation rules for that specific fund type. Checking this alongside the scheme's exact category label - not just its name - is a quick way to confirm a fund actually matches the risk level you're comfortable with before investing, regardless of which AMC runs it.

Checking Total Expense Ratio Trends

SEBI requires every AMC to publish each scheme's total expense ratio (TER) regularly, and TERs can change over time as a scheme's assets under management grow (regulations generally allow a lower TER ceiling for larger schemes). It's worth checking a scheme's current TER directly on the AMC's factsheet rather than relying on a figure that may be a few months old, since even a small change compounds meaningfully over a long holding period.

Reading the Scheme Documents

Before investing in any specific scheme, it's worth reading its scheme information document (SID) and key information memorandum (KIM), both freely available on the AMC's own website - these spell out the exact investment mandate, risk factors, benchmark, and exit load in far more detail than any summary page, including this one, can provide.

Costs: Direct vs Regular Plans

Shriram schemes are available as Direct Plans or Regular Plans. Use the Expense Ratio Impact Calculator on this site to estimate the long-term rupee difference between the two.

Investing With Shriram Mutual Fund

Every scheme tracked on this site shows live NAV, computed CAGR and absolute returns, and expense ratio, sourced from AMFI India and MFAPI - see the scheme list below, or open any individual scheme's page to project a SIP or lumpsum investment using its own historical performance and current NAV.