Trust Mutual Fund

About Trust Mutual Fund

Trust Mutual Fund is run by the asset management arm of the Trust Group, an Indian financial services firm, marking the group's entry into the retail mutual fund segment starting in October 2019, sponsored by Trust Investment Advisors Private Limited (TIAPL).

Ownership and Heritage

Trust Mutual Fund was established as a trust under the Indian Trusts Act, 1882, sponsored by TIAPL, part of the wider Trust Group. This was the Trust Group's first foray specifically into retail mutual funds, building on the group's broader financial services experience.

Fund Range and Approach

Since its 2019 launch, Trust Mutual Fund has built out a scheme range including debt and other categories, reflecting a still-developing lineup for a relatively newer entrant to the retail mutual fund industry.

Who Should Consider Trust Mutual Fund

Investors interested in a newer AMC backed by an established financial services group's broader institutional experience, while being comfortable evaluating schemes without an extended multi-decade track record, may want to include Trust Mutual Fund in their research.

A Note on New AMCs

Because Trust Mutual Fund only entered the retail mutual fund business in October 2019, its schemes have a shorter track record than many AMCs in this directory. This is a natural feature of a newer fund house rather than a specific concern, but it does mean historical return figures cover a shorter period than a decades-old AMC's.

Checking a Scheme's Risk-o-Meter

Every Indian mutual fund scheme is required to display a standardised risk-o-meter (ranging from "Low" to "Very High") on its factsheet, reflecting SEBI's categorisation rules for that specific fund type. Checking this alongside the scheme's exact category label - not just its name - is a quick way to confirm a fund actually matches the risk level you're comfortable with before investing, regardless of which AMC runs it.

Checking Total Expense Ratio Trends

SEBI requires every AMC to publish each scheme's total expense ratio (TER) regularly, and TERs can change over time as a scheme's assets under management grow (regulations generally allow a lower TER ceiling for larger schemes). It's worth checking a scheme's current TER directly on the AMC's factsheet rather than relying on a figure that may be a few months old, since even a small change compounds meaningfully over a long holding period.

Reading the Scheme Documents

Before investing in any specific scheme, it's worth reading its scheme information document (SID) and key information memorandum (KIM), both freely available on the AMC's own website - these spell out the exact investment mandate, risk factors, benchmark, and exit load in far more detail than any summary page, including this one, can provide.

Costs: Direct vs Regular Plans

Trust schemes are available as Direct Plans or Regular Plans. Use the Expense Ratio Impact Calculator on this site to estimate the long-term rupee impact of that choice.

Investing With Trust Mutual Fund

Every Trust scheme tracked on this site shows live NAV, computed CAGR and absolute returns, and expense ratio, sourced from AMFI India and MFAPI - see the scheme list below, or open any individual scheme's page to project a SIP or lumpsum investment using its own historical performance and current NAV.